We said we're different, so it makes sense that you have some questions about how FairLease operates. If you're new to leasing or not, read on to find helpful information on leasing with us.

Most Popular Questions

Can I lease any car? Any make and model? New or pre-owned?

There are always exceptions, but odds are, we can get the car, truck, van, or SUV you're looking for. To find out if the car you want is available, just call a FairLease consultant at 214.818.FAIR.

Can I buy a car at FairLease?

Yes. We’ll work with you to find a lease that fits your needs, but if you’re not a good leasing candidate, we’ll show you alternatives for purchasing your new car instead.

Why don’t you pull my credit score early in the process like a typical dealer does?

There are two important points to understand here:

  1. Running your credit early is a sales technique called “prequalification.” The typical dealer wants to know whether you’re “worth their time.” At FairLease, we feel each of our customers is worth our time and respect. Also, we understand the private nature of your financial history. We don’t even want to inquire about it until we absolutely need to determine your monthly payments.
  2. Through the credit reporting process, the dealer learns exactly how much you’re paying for your current car. So, even if you follow the advice of experts, and don’t divulge your current payments, this is the dealer’s secret, sure-fire way of finding out. And why is that important to them? Well, read the next FAQ.

You say you always give your best price first, so why would I have a different monthly payment than someone else for the same car?

The majority of your lease payment is based on the purchase price of the car. This is the no-haggle price we offer each customer. However, the lease agreement differs from person to person. For example, you may choose a 48-month term instead of a 36- or 60-month term. Another variable is the annual mileage allowance. The number of miles you drive impacts the value of the car when you return it at the end of your term. We have to offset the reduced value of higher-mileage cars by adding dollars to the monthly payment. Finally, your credit history impacts the financing rate and, in turn, your payment price.

What’s the price I pay to drive away in a new car?

FairLease requires no money down*, and first payments can be extended up to 60 days* from contracting. 

What about insurance requirements?

FairLease has the lowest possible liability insurance requirements for Texas residents that lease their autos. We adhere to the minimum auto liability insurance limits required by the state of Texas, which as of 8/1/2011, are $30,000/$60,000/$25,000. In fact, to our knowledge, we’re the nation’s only leasing company that does not require limits of $100,000/$300,000/$50,000. Over the term of your lease, this can save you several hundred dollars, even thousands of dollars, in auto insurance premiums.

What about warranty coverage?

Of course, every new car from FairLease is covered by the manufacturer’s warranty. Above and beyond that, FairLease stands behind every car we provide to customers. We are 100% committed to the satisfaction of our customers at all times, and if something’s not right with your vehicle, we’ll work with the manufacturer or the manufacturer’s dealer to make it right.

Why do I work with one and only one person at FairLease but three or more people other places?

This is a great question. The first half of the answer reveals quite a bit about how most dealerships operate. Those three people represent different departments within each dealership, and all three departments are designed to make a profit off you. One is trying to make as much as possible from the sale of the car itself. The second is trying to make as much as possible from the financing, insurance and any extended warranty options. The third is trying to sell you on accessories and other dealer options. By the time you go through that gauntlet, the dealer hopes to have made a very pretty penny off you.

At FairLease, we provide one lease consultant to help you because, first, we’re not interested in making money from you at all costs and, second, because we want to make your experience with us pleasant and relaxing – anything but a high-pressure sales process. Essentially, one experienced consultant in our office will out-service any three people at theirs. And you’ll save a small fortune in the process.

Still have questions?

What Our Members

Are Saying


After just one call to her personal FairLease consultant, Kim was on her way to falling in love with this beautiful, new Ford Expedition! After a test-drive set up by her consultant the very next day, Kim knew the Expedition was her dream SUV. As you can tell by the big smile on her face, the process was easy and painless. If you’re ready to start driving the car (or SUV) of your dreams at a monthly payment you can afford, call 1-800-NEW-LEASE, or chat with one of our consultants.


I LOOOOVE FairLease! I just signed contracts on my fifth car with them and I still cannot be any more thrilled and satisfied as I was with car #1. No more hassle and wasted time of wheeling and dealing with dealerships and test driving. They bring my new car to me and take the old one. It's amazing!!


Noel and Nancy prefer leasing a car to buying it outright because, in Noel’s own words, “You don’t even really own the car until you make the last payment - and by then you want a new car!” When we asked him how the experience with FairLease was, he said, “I’ve always thought it a real hassle to buy a car. The salesman is constantly showing you this and that, and then you’re negotiating what you’ll get on your trade in and… it’s a hassle. But with FairLease - the best way to describe it is ‘a piece of cake.’ It’s wonderful.”


Stephen is so proud of his new Dodge Challenger R/T Shaker – and rightly so – this is one special car! It only took a few days for his personal FairLease consultant to locate this rare beauty and have it delivered to his office, located 3 hours from Dallas. Stephen “can’t wait to get this monster on the open road!” No matter what your definition of “special car” happens to be, FairLease can help with payments that are 40-50% less than buying. Call FairLease today to get the process started for you.


FairLease went all the way to Louisiana to find the Camaro that met all of Wendy’s needs and wants. Wendy had this to say about her experience with FairLease: “It was just great. I figured out what kind of car I wanted and what features I wanted. There’s no stress or haggle. You tell them what you want, and they find exactly what you want - not what they have in stock.”

*No amount due at signing. No security deposit required. Interest will accrue during the deferment period. Subject to credit approval.